Health Reimbursement Account

(HRA) (Section 105)

Many employers have elected to combine high deductible health plans with an HRA to help offset rising health insurance costs. With an HRA, employers fund individual reimbursement accounts for their employees and define what those funds can be used for. This helps employers save money by migrating from first-dollar coverage to a high-deductible health plan without having to increase their employees’ out-of-pocket exposure. The NWGS flex convenience card helps ease the burden of processing paperwork manually, with the swipe of a card the employee can easily pay for out-of-pocket expenses such as deductibles and co-pays.

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